Research on Blockchain-based FinTech Trust Evaluation Mechanism

The financial technology (FinTech) has promoted the wide application of FinTech with help artificial intelligence, blockchain, cloud computing, data science and other new technologies. Trust evaluation become a forward-looking issue for rapid development FinTech. existing trust methods do not consider impact timeliness, reliability non-invasive factors on evaluation, which results in low accuracy incapability effectively identifying malicious behaviors users. Firstly, this paper introduces blockchain to construct four-layer architecture structure multiple indicators based service data. Secondly, proposes mechanism (BFTEM), utilizes record relevant parameters during transmission process each block, verify degree issued by holder through comprehensive value user. Finally, block generation time, throughput, delayed response time are experimentally studied simulation experiments. Simulation experiments show that BFTEM can better improve security data, advantages improving expanding potential applications.